We know it’s almost the end of January but it’s honestly never too late to set proper goals for the year.

Below, we’ve listed some of the best ways you can (and should) be setting goals for the rest of 2019 and how you can go above achieving these goals.

Before you scroll pass this, goal setting is extremely important if you intend to make any kind of progress in life.

Without definite goals for 2019, you’ll most probably end up shelving your plans and procrastinating.

Do A Self-Evaluation


Before setting goals for 2019, it’s important for you to conduct a self-assessment.

In this evaluation, you should seek to properly point out the areas of your life where specific improvements are required.

It could be taking better care of yourself, saving more, or simply spending more time with your loved ones.

Once these areas have been identified, the next step is to analyse what needs to be done to reach the goals desired.

During the self-evaluation, you should be very honest and open about areas that need attention and what actually needs to be done.

Be Allowed To Dream



You’ll definitely have certain unfulfilled dreams that you would like to achieve during your lifetime.

That said, some of us might be afraid to dream big because it may sound impossible. Or, we are simply worried about failure.

However, in order to have some powerful goals set for the new year, it is important that you allow yourself to dream even of things that look impossible at the moment.

Who knows? Your dreams could become the next big achievement.

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Some of us would probably have several dreams or desires that they would like to achieve in 2019.

However, if any of them are going to be achieved, then it is vital to prioritise and choose the ones that are most important.

Prioritising will help you to focus fully on achieving the desired results. Setting too many goals and trying to focus on all of them can be counterproductive, and many times none of them might be achieved.

It is wiser to set one main goal and strive towards reaching it. If it is attained sooner than the time frame given, then you can work on.

Have A Clear Plan


You fail to plan and you’ll plan to fail.

The absence of a plan usually results in nothing being done.

Using the example of having a goal to exercise regularly, if you decide to leave it vague or give a sweeping statement such as a goal to become more fit in 2019, you would probably never get round to exercising at all.

However, if you’ve made out a specific plan where there is a set time, from 6pm to 7pm, every weekday and you plan to go straight to the gym after work, then this goal will be much more achievable.

Set A Realistic Maximum


When setting goals, people should not give in to the temptation to go beyond what they can realistically achieve.

Trying to overachieve in a short period of time causes a lot of discouragement because in all probability, you’re likely to miss the desired mark.

It is wise to give an upper limit of what you can do to achieve the goal.

Like the aforementioned example, if your goal is to exercise regularly, but one hour is too long for a beginner to spend in the gym daily, then it can be reduced to 30 minutes.

This will encourage you to remain consistent and keep your pace.

Achieve Your Goals With A Friend


If you set goals and try to achieve them alone, it’s usually much harder to achieve the desired results.

For example, if your goal is to exercise more, have a friend who can double up as a gym buddy.

This way, the both of you have a common goal to work towards to and can also motivate one another.

Monitor The Progress



One thing that must be included when setting goals is a plan on how to do frequent reviews.

When you do not monitor your progress, there is no evidence as to whether there is progress being made.

After a certain period of time, you’ll have to re evaluate your goals and look at how far or close you are from the goal.

If the results show that there is a substantial delay in reaching the targets set, then it will be necessary to re-strategise on how to get back on track.

If not, good on you!

Goal setting is a very important ingredient for success in anything.

However, it should be noted that after setting the goals, you should make a firm decision to be disciplined so as to realise the set targets within the stipulated time, and finally achieve your desired results.


This article first appeared as “7 Tips For Setting Powerful Goals In 2019” on Money Kinetics: Singapore’s definitive guide to financial literacy. Money Kinetics helps Singaporeans compare and evaluate loans, deals, cards and guide them to make their money work for them.

The article has been edited for concision and style with the permission of Money Kinetics.